BAKERSFIELD, Calif. -- With the new year brings new car buyer incentives, one local dealership is even offering a new loan deal, that lets the car owner return their car if they lose their job.

At the local Hyundai dealership, if someone buys a new Hyundai and loses their job, they can return it thanks to a new loan deal called Hyundai assurance

Jose Arredondo, Owner of Family Motors, said,”The thing they put into place is to let the consumer know that hyundai understands what's happening and they are willing to take the fear and pressure off the consumer if they are planning on buying a Hyundai. That if they have any problems with their income or get laid off in the first 12 months that hyundai will take the car back with no questions asked."

But there are some conditions; the buyer must make at least two payments on the car, and Hyundai will only refund the depreciation up to $7,500.

The Mazda dealership, down the road from Family Motors, is not really feeling the pressure.

Timothy Dement, Finance Manager of Bakersfield Mazda said, “I think it's going to help us. I think it is going to stimulate people out there realizing there are programs and incentives out there and letting people know it's ok to spend money. Which it is. It is absolutely ok to go out and spend a little money."