In this Friday, Nov. 15, 2019, photo, bell ringer Carolyn Harper encourages people to donate to the Salvation Army's annual holiday red kettle campaign on Chicago's Magnificent Mile. Cashless shoppers have a new option to give to the Army's red kettle campaign this year using their smartphone. Leaders hope adding Apple and Google payment options will boost fundraising to the campaign, which makes up 10% of The Salvation Army's annual budget. Those donations fund programs providing housing, food and other support to people in poverty. (AP Photo/Charles Rex Arbogast)