California Uber drivers now have the option to obtain Driver Injury Protection, an affordable insurance product, available through Aon.
With the addition of California hundreds of thousands of driver-partners across the country can obtain important, affordable coverage for medical expenses, disability payments and a survivors benefit resulting from a covered accident.
“We believe drivers should have access to a low-cost option to protect themselves and their families against rare and unforeseen accidents that prevent them from working,” said Curtis Scott, Uber’s Head of Insurance. “We are excited to see this insurance product provide California drivers with access to peace of mind for a few cents per mile, directly through the Uber app.”
Driver Injury Protection, a first-of-its-kind insurance program, was a collaborative effort among Uber, Aon and OneBeacon Insurance Group, the underwriter for the program.
Drivers who elect to enroll are protected for injuries while online, en route and on-trip in
connection with the Uber app, with a per mile premium of $0.0375 calculated and charged only while on-trip.
“At a basic level, everyone should have the option to protect themselves and their loved ones against rare and unforeseen work accidents that prevent them from earning a living. This protection should be optional yet affordable, flexible but dependable,” wrote Scott in a blog post explaining the development process.
Driver Injury Protection insurance offered to Uber’s driver-partners is the latest example of “benefits” designed primarily for independent workers, and furthers Uber’s commitment to making meaningful changes that improve the driving experience
For complete coverage terms, conditions and exclusions, Uber drivers can visit the program’s website, or look for this new insurance option in their driver app.