Credit card debt in the United States is $8,038 per household or $940.2 billion total, according to the latest report from the Federal Reserve.

That number is up from $885.4 billion at the same time in 2016.

That $940 billion comes after a big reduction in the first quarter when people typically use annual salary bonus payouts and financially motivated New Year’s resolutions to knock down debt.

The rest of the year, however, the United States uses its time spending and adding to the debt.

An analysis from WalletHub is predicting an additional $60 billion in new credit card debt in 2017, which would easily push the United States over the $1 trillion mark.